Auto Insurance Requirements in California Explained

Driving in California legally requires auto insurance, but many drivers don’t fully understand what’s required—and what’s optional.

Minimum Auto Insurance Limits in California

California law requires drivers to carry:

• Bodily Injury Liability
• Property Damage Liability

These minimum limits may meet legal requirements, but they often fall short in real-world accidents.

Why Minimum Coverage May Not Be Enough

Medical bills, vehicle repairs, and legal costs can add up fast. Without higher limits or additional coverage, you could be paying out of pocket.

Optional Coverages to Consider

• Collision coverage
• Comprehensive coverage
• Uninsured/underinsured motorist coverage

Get the Right Protection

Cal-Society Insurance Services helps California drivers balance legal compliance with real protection.

👉 Call 1-800-773-1663 for a fast, California-compliant auto insurance quote.