Navigating the Intermodal Highway: Your Guide to UIIA Insurance

For truckers in the intermodal freight world, the right insurance isn’t just recommended – it’s required. At Cal-Society Insurance Services, Inc., we’re breaking down a crucial component: UIIA Insurance.

What is UIIA?

The Uniform Intermodal Interchange and Facilities Access Agreement (UIIA) is a standardized contract for exchanging equipment (containers, chassis, trailers) between truckers and equipment providers (ocean carriers, railroads, leasing companies). Administered by IANA, UIIA streamlines operations and, most importantly, sets vital insurance requirements. If you want to access ports or rail yards, UIIA compliance is a must.

Why Do Truckers Need UIIA Insurance?

UIIA insurance is vital for several reasons:

• Access to Facilities: No UIIA-compliant insurance, no access to most ports and rail yards.
• Risk Management: It covers potential damage to non-owned equipment and third-party liabilities while equipment is in your care.
• Standardization: It simplifies operations by eliminating the need for individual contracts.
• Legal Compliance: UIIA sets higher insurance minimums than federal mandates.
• Protection for All: It protects both your company and equipment providers.

Where to Get UIIA Insurance?

UIIA insurance isn’t a separate policy. It’s specific coverages and endorsements added to your existing commercial truck insurance.

Work with an experienced agency like Cal-Society Insurance Services, Inc., that specializes in commercial trucking and understands intermodal operations. We’ll help you tailor a compliant policy and submit your information to the UIIA database.

How Much Does UIIA Insurance Cost?

The cost varies based on:

• Your company’s loss history
• Number of trucks and drivers
• Type of cargo
• Operating radius
• Specific equipment provider requirements
• State regulations

Beyond an annual UIIA administrative fee (around $366), the bulk of the cost comes from your insurance premiums. Key minimums typically include:

• Auto Liability: $1,000,000 Combined Single Limit (CSL), with the Truckers Uniform Intermodal Interchange Endorsement (UIIE-1 or CA23-17).
• Commercial General Liability: $1,000,000 per occurrence.
• Motor Truck Cargo: Often $100,000 or higher.
• Trailer Interchange Insurance: Typically $25,000 – $30,000+ for physical damage to non-owned equipment.
• Workers’ Compensation: As required by state law.

Get a customized quote from us to understand your specific costs.

5 Ways to Know if You Need UIIA Insurance:

1. You haul intermodal containers: Picking up or delivering containers to/from ports, rail yards, or intermodal facilities.
2. You use non-owned equipment: Regularly using chassis or containers from ocean carriers, railroads, or leasing companies.
3. You plan to enter intermodal freight: If you’re considering expanding into this segment.
4. Clients require it: Many logistics companies, brokers, and retailers demand UIIA compliance.
5. You seek operational efficiency: The UIIA standardizes processes, saving you time and hassle.

Don’t let UIIA complexities hold you back. At Cal-Society Insurance Services, Inc., we’ll help you secure the comprehensive coverage you need. Contact us today for a free consultation!

Call: 800-773-1663